Comparing between the many life insurance companies offering you a policy is a great task. Not getting sales trapped is very important, because most people purchase policies either due to constant aggressive calls from the call center and agents, only some do pay due attention to what is really needed in a policy.
Never get brushed in to a policy just because someone is forcing you. Judge a policy with your senses. Mark down your needs, work out on what you really need, what you can really afford and then decide.
Life insurance companies can offer to cover everything under the world if you have an income enough to pay for the premium for the said number of years. It is not really necessary that you cover all your needs in a certain ratio making things not enough for a single need. Just prioritize the major event and get enough coverage to feed it. Definitely write a good will to avoid issues.
From the many life insurance companies you can successfully spot the right one by comparing the financial ranking and performance of the companies in claims processing, so that you do not trust all your money to the wrong company.
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